Homeowners Insurance

Renters Chicago

A new home is the most important investment many people will make in their lives. With this in mind, The Insurance House has carefully selected and partnered with 10 carriers in Illinois and Indiana with the goal of providing our clients with a homeowners' policy that best matches their insurance needs and budget... providing the best coverage at the most reasonable price in these tough economic times.

Our Select Homeowners Carriers
  • AAA Insurance - Pay your bill online
  • Andover Companies Insurance - Pay your bill online
  • First Chicago Insurance- Pay your bill online
  • Fidelity Naitional Insurance - Pay your bill online
  • Foremost Insurance - Pay your bill online
  • Grange Insurance - Pay your bill online
  • Mercury Insurance - Pay your bill online
  • Progressive Insurance - Pay your bill online
  • Rockford Mutual - Pay your bill online
  • Safeco - Pay your bill online
  • Standard Mutual - Online bill pay not offered at this time.
  • Travelers - Pay your bill online
  • We offer instant online quotes with many of these carriers, CLICK HERE to get your FREE quote now. Or, you can contact The Insurance House, and we would be more than happy to discuss your unique situation and work together to find a solution for your insurance needs.

    What is Homeowners insurance?

    The typical homeowners insurance policy covers the house, the garage and other structures on the property, as well as personal possessions inside the house such as furniture, appliances and clothing, against a wide variety of perils including windstorms, fire and theft. The extent of the perils covered depends on the type of policy. An all-risk policy offers the broadest coverage. This covers all perils except those specifically excluded in the policy.

    Homeowners insurance also covers additional living expenses. Known as Loss of Use, this provision in the policy reimburses the policyholder for the extra cost of living elsewhere while the house is being restored after a disaster. The liability portion of the policy covers the homeowner for accidental injuries caused to third parties and/or their property, such as a guest slipping and falling down improperly maintained stairs. Coverage for flood and earthquake damage is excluded and must be purchased separately. Ask The Insurance House to learn more about these types of additional coverages, or any other questions you might have about our Homeowners insurance options.

    File a claim

    Contact The Insurance House to file your claim. Make sure to have the following information ready when you call in:

  • Policy Number
  • Police report information
  • Estimates
  • The Insurance House
    11000 Front Street
    Mokena, IL
    Phone: (708) 478-8780
    Fax: (708) 478-8785