Rental Property / Dwelling fire Insurance
When you own rental and/or investment property and don't need to insure others' personal possessions, then Dwelling fire coverage is probably a good fit for you.
If you want to cover only your dwelling structure and eliminate the other package coverages that are typically included in a homeowners' policy, you can substantially reduce your homeowner’s insurance cost.
For those who live in two or more residences each year, insuring both homes with a traditional homeowner policy just doesn’t make sense because it is double the expense. Dwelling Fire Insurance provides minimal coverage at a much lower price for seasonal property, camps, or a second home.
Dwelling coverage is available from one to four family dwellings (four-plex apartments, as long as owner occupies a unit).